Privacy Policy

Last updated: January 16, 2026

This Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your information when You use the Finnie mobile application (the “Service”) and informs You about Your privacy rights and how the law protects You.

We use Your Personal Data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words whose initial letters are capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or plural.

Definitions

For the purposes of this Privacy Policy:

Account means a unique account created for You to access our Service or parts of our Service.
Affiliate means an entity that controls, is controlled by, or is under common control with a party.
Application refers to Finnie, the software program provided by the Company.
Company (referred to as “the Company”, “We”, “Us” or “Our”) refers to Finnie.
Country refers to India.
Device means any device that can access the Service such as a smartphone, computer, or tablet.
Personal Data is any information that relates to an identified or identifiable individual.
Service refers to the Application.
Service Provider means any natural or legal person who processes data on behalf of the Company.
Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself.
You means the individual accessing or using the Service.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information, including but not limited to:

Email address
First name and last name
Phone number

Expense Data

Finnie allows You to manually add and track personal expenses. This data is entered voluntarily by You and may include:

Expense amount
Expense category
Date and notes related to expenses

This information is used only to provide expense tracking and analytics features within the app.

Usage Data

Usage Data is collected automatically when using the Service and may include:

IP address
Device type and operating system
App usage activity
Date and time of access
Diagnostic and performance data

Information Collected While Using the Application

To enable core features such as expense tracking, analytics, reports, and receipt uploads, We may collect, with Your permission:

Device information
Camera access (for uploading receipts or related images)

You can enable or disable access to this information at any time through Your device settings.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

To provide and maintain the Service
To manage Your Account
To allow You to track, analyze, and manage personal expenses
To improve app performance and user experience
To contact You via email, SMS, or app notifications regarding account activity or service updates
To provide offers, promotions, and feature updates (unless opted out)
To manage customer support requests
For internal analysis and service improvement
To comply with legal obligations

Sharing of Your Personal Data

We may share Your Personal Data in the following situations:

With Service Providers (such as analytics or cloud hosting providers)
With Affiliates, if applicable
During business transfers, mergers, or restructuring
With law enforcement or regulatory authorities when required by law
With Your consent

We do not sell or rent Your Personal Data to third parties.

Retention of Your Personal Data

We retain Your Personal Data only for as long as necessary to provide the Service, comply with legal obligations, resolve disputes, and enforce agreements.

Transfer of Your Personal Data

Your information may be processed at Company offices or third-party service locations. Appropriate security safeguards are implemented to protect such data transfers.

Delete Your Personal Data

You have the right to request deletion of Your Personal Data. You may do so through the app settings or by contacting Us directly. Certain information may be retained if required by law.

Disclosure of Your Personal Data

Business Transactions

If the Company is involved in a merger, acquisition, or asset sale, Your Personal Data may be transferred.

Law Enforcement

We may disclose Personal Data if required by law or in response to valid governmental requests.

Other Legal Requirements

Disclosure may occur to protect Company rights, user safety, or comply with legal obligations.

Security of Your Personal Data

We use commercially reasonable security measures to protect Your Personal Data. However, no method of transmission or electronic storage is completely secure.

Children’s Privacy

Our Service does not address anyone under the age of 13. We do not knowingly collect Personal Data from children.

Links to Other Websites

Our Service may contain links to third-party websites. We are not responsible for their privacy policies or practices.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted within the app and reflected by the “Last updated” date.

Contact Us

If You have any questions about this Privacy Policy, You can contact Us:

By email: info@finnieapp.com